Banking operations
Asseco Payments
Asseco Payments is a Payment Hub system that ensures central handling of customer payments.
The system enables the harmonization of payment clearings and provides an efficient interface between the bank and various clearing houses. Asseco Payments offers the ability to carry out bilateral settlements between banks as well as internal settlements without having to engage any external clearing houses. Asseco Payments provides all the solutions required for straight-through processing of all kinds of payments, including in particular RTGS payments, clearing-session payments, as well as modern peer-to-peer transactions.
Key functionalities
Support for various types of domestic and foreign payments
- RTGS payments (SWIFT, TARGET2, SORBNET2)
- Clearing-session payments (SEPA, domestic payments)
- Peer-to-peer payments (e.g. Express Elixir)
Payment order processing
- Conversion of business data stated on the order for any type of payment
- Straight-through processing of orders across the whole system
- Clearing of payments through Nostro accounts as well as through the customer current accounts
- Automatic selection and charging of fees for the processing of payment orders
- Cooperation with multiple clearing houses within a single installation
- Internal payments without the need of engaging any external clearing houses
- Easily configurable internal routing of interbank transfers
Flexible definition of operator access rights
- Advanced management of operator permissions with the possibility of restricting access at a business object level
Archiving of business data
- After the retention period is over, payment messages data are transferred to an archive database
